Terms of Service

These Terms of Service ("Terms") govern your access to and use of Radiant Fondell's website, tools, and any related services (collectively, the "Service"). Please read them carefully before using the Service.

Last updated: this is a general draft and should be reviewed by a qualified legal professional before publication, as it does not constitute legal advice and may not reflect requirements applicable to your jurisdiction.

1. Acceptance of Terms

By accessing or using the Radiant Fondell website or any associated tools, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Nature of the Service

Radiant Fondell provides AI-assisted data analysis, informational content, and illustrative portfolio allocation outputs intended to support independent research and decision-making. The Service is provided for general informational purposes only.

Nothing presented through the Service constitutes financial, investment, tax, or legal advice, nor a recommendation or solicitation to buy, sell, or hold any security, asset, or financial instrument. Any outputs, figures, or illustrations generated by the Service are produced algorithmically and may contain errors, omissions, or outdated information.

3. No Investment Advice; No Guarantees

Radiant Fondell is not a registered investment adviser, broker-dealer, or financial institution, and does not act in a fiduciary capacity toward any user. You acknowledge that:

Past performance, modeled scenarios, or historical data referenced by the Service are not indicative of future results.
All investment decisions carry risk, including the possible loss of principal, and you are solely responsible for any decisions made using information obtained from the Service.
You should consult a licensed financial, tax, or legal professional before making any investment or financial decision.

4. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction of residence to use the Service. If you create an account or submit information through the Service, you are responsible for maintaining the confidentiality of any credentials and for all activity that occurs under your account. You agree to provide accurate information and to notify us promptly of any unauthorized use.

5. Acceptable Use

You agree not to use the Service to:

Violate any applicable law, regulation, or third-party right;
Attempt to reverse-engineer, scrape, or interfere with the underlying systems, models, or infrastructure of the Service;
Upload or transmit malicious code, unauthorized data, or content that infringes intellectual property or privacy rights;
Misrepresent outputs of the Service as professional, certified, or guaranteed financial advice to third parties.

We reserve the right to suspend or terminate access for any user who breaches these Terms.

6. Intellectual Property

All content, design elements, trademarks, text, software, and underlying technology associated with Radiant Fondell are the property of Radiant Fondell or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes, subject to these Terms.

7. Third-Party Data and Links

The Service may reference, aggregate, or link to third-party data sources, content, or websites. Radiant Fondell does not control and is not responsible for the accuracy, completeness, or availability of third-party content, and inclusion of such references does not imply endorsement.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Radiant Fondell does not warrant that the Service will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Radiant Fondell, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or investment losses, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Radiant Fondell and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service or your violation of these Terms.

11. Modifications to the Service and Terms

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also revise these Terms from time to time; continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

12. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Radiant Fondell.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Radiant Fondell operates, without regard to its conflict of law principles. This placeholder should be updated to reflect the specific governing law applicable to your business.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Contact

Questions regarding these Terms may be directed to Radiant Fondell through the contact details provided on our website. This draft does not include specific contact information and should be updated accordingly before publication.